Hi, I am currently struggling with the Boogie Man (my mortgage lender) because they are trying to take my house away from me. I filled a home loan modification earlier last year. This type of agreement is supposed to help lower your mortgage payments. Well, instead they went up. I agreed to the new mortgage increase, because it lowered my interest rate. I was able to pay the new amount just fine. Then one day, they returned my mortgage payment. I tried to find out what happened, but, I was not able to speak with anyone that was able to help me. Soon after that, I had defaulted, so they said. Now they are asking for all the months prior to the modification that were to go at the end of the mortgage, to be paid up front. That's about $15,000, each month it goes up and I'm sure additional fees are getting tact on. I spoke to a couple of attorney's, however, I am not able to afford their price and I'm not guaranteed a win. I've done so much work on my house, but everything is at a standstill, due to the unknown of what will happen to me now. If I can't come up with the money to reinstate my loan. I will end up losing my home, which will hurt me, my children and grandchildren, who enjoy coming to visit. I don't know if I will be able to find something that I can afford and that will accept, my pets as well. So, I've decided to take a chance and ask the public for help during my hardship. I know that if I can just get enough money, the Boogie Man will stop with any forth coming procedures to try to get me out of my house. I've attached a self-portrait of myself, along with a picture of my home and some pictures of the inside renovation that has now stopped. Thank you all for reading and wish me "Luck"!!