Please Help Me Fix My House & Take a Step Out of Debt!

Hi and thanks for visiting my campaign!

Luckily, I don't have a serious illness or anything, I am just trying to climb out of the hole I have gotten myself into. I have struggled since I was younger, managing my money properly and saving. My own fault, for sure. I got married in 2006, to a man I was with for 4 years prior to that. I lost my job in 2009 and it took me a year to find a new one. Shortly thereafter, I was divorced. Poor decisions were made and I was still climbing out of the debt incurred while out of work.

For the past 5 years, I have been working hard, making changes and getting back on my feet. I have had some support which has been great, but that is pretty minimal now. My 14 year old cat was diagnosed with diabetes in 2013, and that has set me back some too. ($300 a bottle of insulin every 3 months, plus the vet bills.) I've had him since he was a baby, so that's just what you do. Last year, I injured my ankle in soccer which sent me back to PT and then I had sinus surgery to help me breathe better. Further trying to solve my medical issues, I had an MRI on my brain. Happily, most is good, just a cyst on my pituitary.

I had the chance to move back into my marital house last year, which was not taken care of very well by the renters. Even better was the shitty painting crew and cleaners that did very little. While I was trying to clean and get everything ready for me to move in, the flood of August 11 happened. My ex has been very generous and helpful to get things in order, but I am in the process of trying to purchase the house from him. (He lives out of state and wants to be done with it so he can buy his own house at some point.)

Currently, I have gutters that need attending to, along with a crawl space that needs a dehumidifier. (Don't go cheap with encapsulation...mistake.) I am looking to put a small chunk down on part of my credit card bills so that I can get approved for a higher mortgage.

I have a great job, and I plan to stay here for awhile, I am just so stressed out that it is taking a toll on my life. I've cut some things out and need to cut out more, but that just makes me more depressed. I have tried to find a second or side job, just nothing has panned out yet.

I would appreciate anything that you can do to help. I am just looking for a boost to get me going! I hope to be out of my financial situation in the next year or two and then I would love to return the favor to others!

Thanks so much!

~Rachel B