Pay off title loan on our family car

Hi, my name is Kevin. I’m not sure how to start this off because I don’t ever ask any random people for money but me and my family are flat out of options. I don’t know what else to do but google free money. Not sure how to start this off but maybe I’ll just share a short story of my life and our struggles right now. Hope this conveys your heart to help if that’s what your goal really is.

So, my girlfriend and I been together for 3 years now and we have a beautiful little girl whom just turned 2 sept. 20th. She’s a bundle of joy and headaches(lil humor). We got into this relationship kind of by accident I guess one could say. But we love each other and continue to push through our ups and downs, especially for our little girl. I say this because we’ve struggled from the very beginning. We have been evicted and homeless before(going through it again). Had our power & gas shut off many times. Had our cars repoed multiple times. I’ve been too jail many times for petty driving offenses and missing court. We’ve got fines and debt that seems to just build and build. A whole lot more but I’m not going to go on and on. My point is, we wish to just catch a break. We’ve never really enjoyed each other’s company besides at home and it’s been almost everyday since we met. I’m also a felon. 10 years ago I made terrible choices which continue to haunt me. I can’t secure a good job for the life of me. So I end up being a stay at home dad. It hurts me because I feel like I’m failing my family as a man because I can’t provide properly. I do what I can. The felony was for armed robberies. I was lost and angry at the world. I’m a lot of ways I feel like I did when I committed the offenses. I need money so bad but I’m not a bad person. I feel cheated in life for some reasons but I also take full responsibility for my actions. I’d never do those things again. But sitting here with nothing and having been a good person in society for years is destroying my faith in doing this right. Anyway, right now we’re so deep in the pit we can’t see no light. We burned up loans and friends and family loans. Got no way to come up with anything right now. In I think April two days before my birthday I was pulled over for not having my front plate put on my bumper(it was in my window). I didn’t have insurance yet because we just paid cash for a car. So I had court. I took a plea deal for 6 months court supervision and a $295 fine. The judge then set a new court date. I had 60 days to pay the fine off before court. We couldn’t afford it because my girlfriends job(security) took her off the work schedule(her supervisor-a women was retaliating for my girl leaving work early one time). She never was fired. In fact after 4 or 5 months she’s still employed but they won’t schedule her. It’s infuriating! Anyway I missed court. I know, what was I thinking. Well, it was my fault(I slept in). Mornings are really hard for me, seriously. But they had court without me and since I already had signed a plea deal I wasn’t needed there in the first place(thought I would’ve got a warrant). But me missing court and not paying the fine had some other repercussions. Apparently they ended up suspending my DL and my license plates! Even though my girlfriend is the primary title holder. Then a week after my DL was suspended I got pulled over driving with my girlfriend and daughter(twice-2nd time I wasn’t driving). Yes, I shouldn’t have been driving. Bad decision. Since we did have insurance and the officer was understanding he didn’t take me to jail but they impounded the car. That was $410!!! Literally all the money we had and also some of my brothers money which we now have to pay back. Not to mention I now have court again and I have to pay the fines off before then so I hopefully don’t go to jail. I’m tired of this cycle. All this crap literally happens at the same time of year every year!!! Hold up, let me rewind a little bit. Back when we first bought our car(January 2019 w/tax money) we got a title loan of $800. After all the taxes were gone with no jobs we needed it. The total of payments comes out to $2,840.07. Ridiculous. So, we tried to dodge the repo for about a month because we can’t afford it. We also have an outstanding balance with our landlord. Over $1,500! And they served the five day notice already. My girl just started a new job finally after a month of already getting the job. We don’t got transportation now because the car got taken TODAY! So, in order for us to get it back, we got to come up with $3000! We have NOTHING! We also have other loans we have to pay back so we can’t even get another one to pay that one!

On top of all this, we both have depression and anxiety and bipolar disorder. I have ptsd and I can’t handle all this very well. I mean I try my hardest to not let it show for my family but I’m losing it. My girl is hurting and I know she is thinking bout leaving me. I love her and my family so much. I used to think this was my way to a better life. But now I’m starting to really think I’m just a burden. I ruin lives. I’ve almost committed suicide more times than I can count on both my hands. I’d go deeper into that but I’m tryin my best to not go there. I just wish we could get a fresh start. A real shot at the life everyone talks about. Never really knew what freedom was. I make music too, I’m very passionate about it. Everyone says I’m super talented and I know it but I’ve never made more than a couple hundred or so from it. I thought that might be the way out of all our problems but I’m starting to really see that maybe I should’ve been workin for the man somehow. My shoes ain’t easy to fill. I can’t imagine why anyone would want to.

Anyway, I don’t mean to bore you or even bother you with my problems. I just don’t know what else to do. So I’m just asking for $3,000.00. We need our car. We need our job. Our home. Peace of mind. Please help, please be for real. I don’t want to be useless. I know I didn’t earn this money, nor do I deserve it. But for my daughter. For her mother.

Thank you for your time if you read this. And thank you for the money if you send it. If you don’t send it, still thank you because you may have helped others who probably know our struggle.

Sincerely, Kevin