I don't have a job due to being laid off after 4 years I am now unemployed and can't get approved for a loan. I need a new car mine is in the shop every month so instead of buying my family nice things and groceries I'm having to pay for my car with my unemployment. Can you please help me out? I'm sure you hear pity stories all the time but this is real. Any help would be greatly appreciated help make me and my family happy.