When I was a young Marine in my early 20's I made a few financial mistakes, and put myself in a bind. This included taking out a credit card with a credit limit higher than I could pay back, and a few personal secured loans when I was in college The reality of these financial choices set me back with too many payments, and revolving doors of income. Now after having paid down a chunk of the debt, I find my self at a barrier in purchasing my first home. That barrier is in removing or at least consolidating my remaining debt so that I am able to raise my credit score to qualify for my first home purchase.
To be able to complete this last leg I need to raise $12,000 to close my last revolving doors of loans, and credit lessons to establish a new and fresh start. I've tried to apply for consolidation loans at banks, but I've been denied due to my credit score (575). This barrier prevents me from being able to implement the financial lessons that I've learned, and to be able to effectively close these remaining doors of debt.
As veteran I've had to learn the hard way, all though I have had some hard lessons, I'm here asking you for help to give me hand to start the next chapter of my life. As a homeowner, and as loving son who takes care of his parents, close these financial doors would allow me to open the doors of a new home.