I am writing this to help with my retirement. I married the love of my life 12 years ago knowing that he was a school teacher and had no money to leave me in the event something could happen to him before me and he is much older than me. I did not care, of course who thinks of such? Now I see him aging and approaching 70 years old. I am beginning to worry. Teachers do not pay in social security and his retirement was left to his previous wife that passed away. It does not transfer to me. I am only 52 and I work for school sysyem as a secretary. I do not make enough money to pay bills without him. I will get a small amount of life insurance. I have researched everything. The only way i can see to live without becoming homeless in the event of him leaving me is to move to Mexico or somewhere else with very low cost living and much cheaper health insurance. Health insurance alone will take over half of my check monthly her in United States. Please help us get a down payment for a home that will give me future security. He is retired now and we have no way of saving this money. I have resorted to this way of help because i see no other answer. Any thing anybody can help with will be more appreciated than you could ever know. Thank you!