to lack of experience and research, the 1st business I did on 2008 when
I was an employee of a Private Company bought me big success but then
failure to the dept. I was sue by my working Company on Breach of Trust
stating I leak the Company's business info and steal their customer.
I was fined with S$500k and jailed for 1 year. I closed down the business I did and after paying the fine, I was still under approximate S$100k debt. And my Mom pass away when I was release, also causing another big bomb increase to my debt. After the sentence, I was unable to find jobs with my specialty (IT) as Breach of Trust is too sensitive. I started out on hourly paid IT Helpdesk job, and slowly proving my worth and get into permanent position. With help of families and friends, slowly I'm able to pay back some of the debts, reducing the amount owe to approximate S$50k current date.
But now as families and friends has helped and couldn't help more. I have not able to lower the debt for past 2 years. I have been only maintaining them by just paying the minimum payment and interest fee.
The debts are currently distributed into many Debtors (Banks/Cards/Loaners) as to clear the fine, there isn't much way to get a lump sum but only from several Debtors.
These debts has been causing a downfall in my life. Friends and relatives started to avoid me, worry that I will ask money from them. I have been isolating myself for this past years. I used to have a girlfriend 4 years back planning for marriage, but I don't even have enough money for extra things other than my expenses everyday to keep life going. It draining my life and I'm starting to get exhausted. Trying to sought government repayment scheme help before but government has scheme to help us with debt but require having loans of more than 12times of my salary, which in the Credit Bureau is showing lesser as most of my debts are from Private Money Lenders which does not register to CB.
I'm always interested in programming and learning forex trade. I have program a Expert Advisor which will earn passive income. Has been showing proven result from Demo account running on real rate. But has not been able to use to help on my debts as I'm totally don't have funds to invest in it.
I've previously created few Fundraising in other site by introducing the EA but to no much support.
I understand Fundraising mostly started out with families and friends to make the fund start running to increase others interest in donation. But my families and friends has helped too much that I can't asked from them anymore.
I am sincerely seeking for kind soul to help me over this period. May God bless all of you who even spend a minute of your time reading this.
If I'm able to clear my debt and started out on the EA Investment, I'm greatly confident that I will make it a success.
Even if a little of donation for 10s or 100s, they will be of great help to me too.
I will also distribute out the EA software to those who has helped me here if the Fundraising is success.
Thanks for your time to read on this.