Hello my name is Joey and I just discovered this site through an article on CNN and thought that I may be able to find some help for my situation here. I have quite a bit of debt right now upwards of 30000.00 which involves a car and some medical bills and student loans from a few years back and while I am employed my income does not allow me to keep up with these payments. I need the car so i can get to and from work and back home. I have recently been kicked out of my mothers home and am staying with my x-girlfriend because I have no where else to go. I cannot stay with my x-girlfriend for to long as there is an issue with space and she also lives in her mothers house which makes things a bit complicated.
Right now I have no money and have no savings and am pretty much drowning in my bills. I am not the type to ask for help and have never been but I see myself struggling right now and am at a loss as to what to do. I cannot afford an apartment on my own because the rents are astronomical in New York and people who rent rooms want 2 to 3 weeks up front and I cannot even afford to save enough money for a room either. I hate doing this because I am an old fashioned guy who was raised knowing that a man should be able to provide for himself and not need to ask for help but in these times even old fashioned people need help.
I wish that I didn't have to do this but i see myself with no other choice right now. I am about to lose my car and if I lose my car I won't be able to get to work and I also have no idea how long my x-girlfriend will put up with me being there and I don't want to impose on her either which I already am. Any help whatsoever will be greatly appreciated no matter what it is. I know there are a lot of people out there who have bigger problems than me but I thought I would at least try posting here. If I don't figure something out soon I may end up having to go to a shelter and if that is what I have to do then I will have to do that but I am trying to avoid that as much as I can.
I want to thank everyone in advance for any help that they can provide. I will be trying my best to come up with a solution on my own but any help will be a godsend. Thank you all again.