I am in debt for 5 years due to car finance. I would love to have the opportunity to pay this finance off completely so I can have my dream of purchasing my dream home. Whereas I know I will be in debt for probably the rest of my life, at least I will have something to show for it which will be my dream home, and eventually my dream life. I feel as if I'm stagnant in my life right now, with nothing to show for it. Having this debt at the age of 24 off my shoulders, I can go out and achieve the dream.