Hi, I have over $90,000 worth of student loan and credit card debt ($81,446 student debt and $10,108 credit card debt to be exact). Due to the pandemic, I was laid off in 2020. Fortunately, my job hired me back on in December of 2020, but I had to take a pay cut. During the time I was laid off and without a source of income, I was forced to use credit cards to cover bills, emergencies and groceries to get by. My credit score has dropped and my debt has grown and my stress has sky-rocketed. I am working as hard as possible and have been applying to more jobs to try to make more income, so this is me asking for a little bit of help in my journey. Any contribution would be greatly appreciated. Someday, hopefully soon, I will pay it forward and help someone else with their debt. Thank you for reading!