Down Payment for a Place to Call Home

 In 2010, my family was financially comfortable for the first time. With 4 children and 1 on the way, my husband was a stay at home dad and I worked and went to school. Our life could not have been better. Since I had just a got a promotion I began to save to buy a home. My husband and I wanted to continue expanding our family but we knew a bigger place was a must. I had saved up to $8000 and I felt like a great mother knowing that I would soon be able to provide the home my children deserved.

 In late 2010, my daughter became very ill with a disease called Kawasaki Disease. At the time my family and I had no knowledge of what it was until Children's Hospital informed us of how deadly it can be. We were devastated and only wanted our daughter to come out healthy with no lasting effects. My daughter was finally given the treatment for the disease on the last day possible for her to be able to fight it. With her temperature constantly staying at 104-105 degrees, we could not wait until the medication took effect. After a week in the hospital, my daughter began to become her normal self again. My family and I was relieved that she pulled through. During the time my daughter was in the hospital I stayed by her side 100%. I used my vacation time from work to cover the expenses of our household bills. Little did I know that my job frowned upon me taking the time off even for my daughter's illness. When I returned to work, I was demoted and lost my original pay.

Dealing with my daughter's sickness, my pay being cut dramatically, and eventually losing my job I did not know how I was going to be able to make my children's dream of having their own rooms come true. The money I had saved for the down payment on a home was now being put toward my daughter's hospital bills and doctor visits. She had to have echo cardiograms done every two weeks to once a month, along with being sedated and she had to be on daily medication since one of the valves in her heart had enlarged. After about 6 months, my daughter was able to stop the monthly doctor visits since there was no change in her heart valves.

My daughter is doing so much better and growing everyday. Since her health is back on track, I would love to continue where I left off and save for a home. My husband has found a great job so we can hope for a home in the near future. The only problem is coming up with a lump sum of money for the down payment. Since I live in a two bedroom and didn't anticipate to be here too long, I am trying to pinch every penny so we can move out by next year. I would love to continue to my down payment goal of $10,000 and use my tax return and savings to match that. Any donation to our down payment fund would be great and much needed. There is no donation that is too small. Any donation is appreciated and I thank you in advance. I know my children would be excited once we can finally get closer to owning our own home.