Help my family become debt free and get on the road to a better life. Dad was in the Navy for 7 years before he was discharged unexpectedly. With this discharge came a debt of overpayment made by the Navy that we now must repay. Unfortunately Mom was a stay at home mom and did not work. Both Mom and Dad had trouble finding jobs that would meet all the financial needs and our entire savings were depleted supporting the kids. The debt we must repay is over $46,000 after interest and is now in collection. The only payment plans they have available is a 36 month plan with monthly payments over $1,200. This would take all of our combined incomes and more to meet. Please help us get control of this debt and continue to a path of recovery for us and our two kids.