Hello, my name is Marek Chalupsky. I live in Czech Republic. I would like to ask you for help. I got into real trouble so I am trying anything. I had to take mortage 5 years ago to buy a new flat after my mother died and I had to sell our old flat to repay her debts. Everything was fine, but last few months turned to disaster. We didn't receive orders at work for few weeks so I was sent home on 75 % wages without option to find another work because I could be recalled any day and noone would employ me even for a short term under such circumstances and I would not probably be able to do it anyway because I am mentally ill and I feel fear or panic in unfamiliar places full of people I don't know. I was adapting for almost a year in my current job.
Last 5 weeks turned to complete nightmare. I fell ill with my back which means my wages are cut to 60 % and I'm already out of reserves. To "solve" situation I loaned money from nonbank company and now the real trouble comes. If I won't repay them 30 000 Czech Crowns ( around 1 400 $ ) next month, I will get into spiral ending by insolvence which will mean I will not be able to pay even for my mortgage and finally lose my flat, which is only place where I feel really safe. I am already ok so I am returning to work next month, but I will get first full wages in February and I think I won't be able to make it until then without getting into trouble.
If anyone reading this would be willing to help me in this struggle, I would be really grateful. Thank you even for reading and wish you happy holiday.