Betrayed by my relative and in debts

Dear Donors,

Thank you for reading my donation request.

I have been struggling for the past few months and am really at my wits end. Hope you can help me. Thank you.

Early last year, a relative was in financial trouble and asked me for loan. I told her my situation and said I could not. But her situation seemed really bad and she could not take any bank loan on her own anymore. She asked me if I could take bank loans on her behalf and she would pay me back monthly to pay back the banks. As she was crying and seemed regretful, I naively and stupidly listened to her and did what she asked.

She did transfer me the money for more than a year but suddenly, around July this year, she stopped. I asked her why, she said she’s tight on budget and asked me to help her pay first and she would pay me back later. I have been trying to contact her, but I either get the same reply or no reply. It’s now December and I am still paying for her and worse, I heard she traveled out of the country 2 months ago. Been paying back around $3,000 for her every month and seriously my savings are depleted. I do not have much savings to start with and I also do not earn much. I think I can last for only one more month or so at this rate. Really feel stupid for trusting her.

I couldn’t tell my parents as they do not have much too and my dad was just discharged for the hospital. He was in the hospital for more than 2 weeks for pancreatitis.

At this rate, I may have to declare bankrupt as the outstanding bank loan is still around $80,000 and I would lose my job as a result of that.

Been working really hard, trying to be as thrifty as I can and praying hard about it but I feel like I’m in a sinking ship with water level rising and eventually I will drown.

It's impossible to contact my relative as she is out of town and according to her aged parents, she will not be back. Her parents' health are poor and they do not have the money to pay for her.

I hope to eventually raise $80,000 to clear the debts but for the time being, I really hope I can raise at least $3,000 a month to pay off the banks.

I hope you can please help me. I will be eternally grateful. If I ever have the chance, I will definitely return your very kind favor and kindness.

Thank you very much!

Yours Sincerely,

Amber