I am a full time mom, I work full time, I have to be super organized to get through my days. Yes my social life is non-existent, I rarely go out, but I prefer to go home to my boys and spend as much time as possible with them.
I started my career in the country in 2014 and, like other expatriates, started to borrow for my family in Jordan when my income was low (AED 5000) . My salary was not enough to meet my family’s needs, so I took out loan, which later multiplied to several cards. To meet the minimum payment requirement I played between the cards and loans. Now I cannot take a step forward and fear this is the end of my life in the UAE. I am managing to stay on top of my payments by borrowing from my friends and relatives. I also explored all possibilities to reduce my debt. I sold my property, sold my car . I have borrowed Dh100,000 from friends and family to cut my card debts from 11 to three and now pay them AED 10,000 monthly under an arrangement. The collection people from each bank call three to four times a day threatening to open a police case .
Your help is highly appreciated. thank you in advanced.