really need your help

Hello, I really need your help. The essence of the problem: a year ago took a loan from a bank to buy a car. But unfortunately, problems with payment of a loan have now begun. We live in the village and without personal transport here it is problematic to get somewhere. You took a new car in the cabin, you can say that you could take a car, maybe you will be right, but we already had the cars that were supported, which were very often broken, and their repair went out in a large amount of money. Therefore, it was decided to buy a new car. But unfortunately today our family has problems with the payment of a loan. I and my family will be very grateful to everyone to help us. Thank you in advance. Good luck to you and Health.