Hi everyone. I have a small family of 3 (my 3yo son, wife and myself). Over the past 1.5 years, we have been in a huge financial slump due to illness, family problems, and i was out of work for almost 4 months. Because of that, we went into huge financial debt. We tried to take up a bank loan but because i had many late payments, i had a bad bank record and they won't loan me the total amount of RM60,000 that i wish to repay in 3-5 years. We are currently still in debt and would like to seek any generous help to get us going again. We need RM60,000 (which is about USD14,500) to help us pay off our personal debts and loans (car loan, loans from loan shark).
My wife is currently doing odd jobs by providing eyelash services, but she has to spend most of her time at home (we are currently renting a room) to take care of our son. Because we cannot afford to send him to pre-school or kindergarten. I have been offered a job recently. With the salary, i am able to do a monthly repayment of RM4000 but the problem here is that no bank wants to loan us the amount we need.
We are seeking for your kindest and most generous help in any possible way. The promise here is that we will pay you back in installments. Because we do not like to owe people money. And we do not mind to repay you back with interest. We are hoping and praying that we could find anyone to help us with this.
Thank you so so much in advance for even taking time to read this.