My name is Shahin. I am not well in English. I will try to understand that my problem. I am a desperate family member from Bangladesh. I am here to request you to help me for saving our only home from a big bank loan. One of our family crisis made us to take the loan using our only home place papers. Every year we've been giving around BDT60,000+ (approx 750 USD) as interest. It's been 5 years and we've failed to return a single coin of main money but interest. Yearly interest money also a big challenge for us.
Reason behind the loan:
My elder brother had a economical problem and ask help from my father. My father thought a way that send him abroad, so that he can work and solve his family economical issue. As a father, he had to help his sons, but he hadn't no money at all. Then he discussed with them about the loan and they said they will pay the bank loan by their own. After that my father agreed with them and signed the papers. Few days later, my elder brother refused to go abroad because of his wife and kids. We tried every possible way to get over from this loan but failed. Still trying to get a way.
My family condition:
We are 2 brothers and 1 sister. My father (55 years old) is a day laborer, my mother is housewife (50 years old), my elder brother (38) works for Bangladesh Garments Factory, but all of his income goes for his own family (wife and babies) cost and that's not sometime enough. Then my sister (31) who lives with her husband but low quality survival life. After then it's me (23). I am also garments worker and continue study.So none of my family member has ability to spare some money to return the bank loan. We've been trying this for 5 years.
On the other hand, my father is passing every night with depression by thinking about the loan. My mother told me that my father don't sleep well at night and passed lot of night without even sleeping.
It's been 5 years we're trying to return the bank loan, but never able to return a single coin of main money. I'm not sure when I will be able to earn enough money to return the loan and save our home. On the other hand, my father is passing a depressed life and anything could happy anytime.
I want to save father and same our home from the bank loan. Please help me.