Mortgage Cost, Business Refinancing, Future for my Handicapped Brother

Hi, I Am Abhishek from Kolkata India.

I am a business man. And I am into trading paints and electrical items for household needs. I have my shop located in the southern part of my city.

I live with my Parents, my elder brother who depends on me as he is a patient of cerebral palsy by birth. And my wife.

For the past 1 year as my business suffered I indulged in taking a few personal loans and also used up my credit cards to fund my business and steer it out of bad times. But with time the loss increased and it pushed me to a point where my Monthly EMI have gone out of my control. And now I am behind on my payments, my personal bank account is Zero and whatever I earn is getting drained to pay of creditors and I am left with nothing to support my family with. I have reached my friends and family and also banks for loan restructuring but no one could help. I am getting harrased by loan recovery agencies. Where I am already paying all I have but still that is not enough and life is getting tougher with each passing day. Even business is slump and the market has refused to rise up. Due to which my income is going lower each week and expenses are getting tougher to handle.

I am requesting help. I do not want handouts. I need fund to turn my business around and my life along with it.

I am open for investor support as well as a credit line that I will repay in due course. My problems are genuine. Please help me. Me and my family will be grateful forever.