Riba can be roughly translated as "usury", or unjust, exploitative gains made in trade or business under Islamic law. It is often used as an Islamic term for interest charged on loans. Now on not only loan (money), vehicle, house funding and any other services that take advantage from the interest is also Riba.
There are a lot of people who all ready became the victim of riba, their live become suffer. feel uncomfortable anytime, find difficult to full fill daily need. Riba - in economic point of view - is only give advantage to the Bank, person (creditor), rentenir (in Bahasa) or institution (Koperasi (in bahasa)) who give the lend with interest in it, now matter is it small or big percentage of interest. The people who receive the loan, mostly only in a short of period will feel helped by this kind of loan. In a long period of time, most of them feel suffer, stress and any other bad situation in their live.
This is the purpose of my campaign. Through your donation, you will help a lot of people free from debt with riba in it. When you ease someone else problem, Allah will give you reward (pahala (in Bahasa) and ease your life too. My first target operational area is in Ponorogo, East Java, Indonesia. Mostly the victim of Riba in this area is a small trader, widow, housewife, who live in poverty.
The scheme is like this, for example Mr. A have a debt with riba for a $ 100, because of the interest / Riba, in total he has to payback to the creditor $ 110. Through the donation he will get help $ 110 to close his debt to the creditor. To ensure his responsible to this donation he has to payback to this campaign $ 110, which he can pay according his ability. e.g. $ 10 per month or maybe $ 1 per week, this campaign not force him beyond his ability. Why Mr A, has to payback for the loan? The money collect from Mr. A will use to help another person who has same problem like Mr. A. So the donation collect in this campaign won't stop for just help 1 or 2 or 3 or hundred people only, I believe it can help thousand or million people.
If he need more loan to support his business, he still can also get the loan from the campaign, and surely no interest in it. The payment scheme for this loan is also the same, very flexible, whenever he able to paid the loan, he paid. This campaign won't push him hard to paid the loan.
How if Mr. A after get help and he cannot return the loan at all, his business got bankrupt for example. This campaign will sincerely give the loan, because the main idea of this campaign is get reward by Allah SWT (pahala).
For the first campaign, its target $ 100.000. So approximately their will be 100 people get help to free from riba debt.