We are a family of 5, I'm working full time and teaching Computer Science courses part time at the local community college. Wife is working as well, but even then, this barely covers subsistence, automobile loans, and the standard monthly bills. The student loan payments prevent any quality of life. I'm teaching part time because we need the money, but also because it's what I want to do, it's how I give back. If we didn't have to worry about our student loan debt, I could teach full time.