I will just be straight forward, honest, and speak from the heart.
I took a personal loan to pay off some liabilities and support my family the amount i took was $32000 and i was able to payoff some of it until i lost my job.
I am now struggling to pay the remaining as i am jobless and the bank is over my shoulders the whole time. It is funny how you are criminalized for not being able to pay. where I am living this is how it works if you are late on 3 payments you shall be criminalized and they will sue you and put a travel restriction on you.
managed to avoid the law suit but was given 2 months to pay the remaining amount of $15000 so they can lift the travel restriction off my record. The need to travel is that i am getting great opportunities in other countries but i am not able to travel because of restriction imposed on me.
It would mean the world if help can be provided.
Wish you the best, stay safe.