Travel and Work in New Zealand

I'm Abby from the Philippines. I am 20 years old and I just graduated from college. I was thinking about going on a work holiday scheme in New Zealand next year, but I learned that one of their requirements is to have at least 4,200NZD to be able to qualify for this program. I really want to be able to experience this while I'm still young. I don't want to have the regrets of not being able to do these types of things.