To those who pity ex-serviceman with ‘PTSD’ and think the government should help them more..……consider the families they ruin and leave behind need help just as much if not more…..
I am in debt to the tune of over $72K in my name.
My estranged husband has again taken any money we had saved or received (the main reason why I asked him to leave the marital rental home 4 months ago) and has again spent half of that amount already. The total amount he has managed to fritter away over our marriage is the lump sum of close to $100k plus the weekly expenses he entailed and the constant dipping into the savings causing me to have to rely on credit cards to cover food and bill expenses.
The debt has been incurred over our 5.5 years of marriage as he was never able to get a loan due to his financial situation and so, me being the nice wife that I was, extended my personal loan twice so that he could have what he wanted and get a larger car or a car with cruise control. Ironically he was able to get a loan for a car the moment I refused to do it again 2 years ago.
He has now left me and our child together along with two of my three daughters and is getting more per week from his ‘disability’ pensions, for the ‘PTSD’ that he now suffers caused by his one 6 month deployment, than I am working full time. He did not start paying anything for his son until child support told him he had to and he refuses to give me anything towards the debt that was incurred during our marriage. He is paying minimal rent in the hostel he is choosing to stay at rather than get his own accommodation because it is easier for him and any expenses he incurs is purely for himself and friends. He has enough to go on a 12 day holiday however I do not have enough to pay my electricity bill.
Court proceedings have started to try to recover money for him to pay half of the debt however who knows how long that will drag out as he is hiding any money he has either with his mother or by taking a fortnightly pension with the option for a lump sum so it looks like he does not have any money but in actual fact he has a substantial amount.
My reason for posting this – I am considering bankruptcy. I have applied for financial hardship for one of the credit cards and the personal loan however I am still haemorrhaging badly. I have sold all household items that I can at the moment however due to property settlement, I am limited in what I can do. I am selling my car in the next week and buying something a lot cheaper (anyone want a Prado for $13,000?) while he keeps his Harley and car. I am moving house to somewhere smaller and cheaper, out of the rental house that he chose, so that I can save money.
I do not expect anything, I am hoping for something……as so far I am just being chucked down a hole and shat on by the one person I wholeheartedly supported and gave my all to for him to turn around, lie, steal and cheat on me and our family.
Please if you have anything, while I know that there are many more people out there who are in much more dire straits than myself, I would be most grateful for any help you can give me and my three children while I fight this through the court system