Last year was very tough for our family. Salary was reduced and due to existing EMI's we were left with no money. I took loan from lenders but was not able to pay the debt. Every day bank is sending people in my apartment. They are speaking very rudely and sometimes by entire family gets so scared that we are left with no choice other than crying whole night. My daughter is just 2 years old and 29th Jan was her second birthday. Believe I didn't have enough money to buy her a doll. Lastly my son is in standard 1 and last day to pay the school fees is 10th feb. I would request you all to help me. God Bless you all.