I'm a father for one kid which he is all my life. Anyone who has kids he/she know what I'm feeling about protect him and make better life for him.
I'm working in a private company which I cannot guarantee to keep work in it forever.
My big issue is with a loan and you may ask what is the relation between the loan and my son.
My story is that
I was rented a small home with 425$ monthly, but when my son came to our world, I kept thinking about how could I make a good life for him and protect him from troubles of life. I realized that he need to have something as a basic for him and to protect him which is to have own home so that If I fired from my work or couldn't able to work or died I can guarantee that my little boy will be in safe place and in his home with his mother and they don't need to be afraid from being homeless if they have own home. (BTW my wife doesn't work and she spending her time to take care my son.)
I went to the bank and got a housing loan to purchase home for us. the loan that I got is 55000 usd and I have to pay 400$ for 25 years given that the monthly pay will be increaed each year by 25$ to 30$. and as you know the total of the loan will be increased to the double nearly so that the total loan for 25 years will be nearly 105800$~.
What I'm doing now is trying to have works as much as possible to give the bank payments to finish the loan as soon as possible. Because when I pay more than 425$ they will reduce the time of the years and I'm trying finish it as soon as possible.
I was able to pay 3159$ and still need to pay 51850$ of the cost of the home.
For now I didn't able to have good payments because I have many responsibilities to take care which are my mom and one brother and one sister and my wife because they don't have work. But what I'm care about is that my son which is now 10 month old and still baby and I believe and trust that nobody will take care him except me because I'm the father for him and I have to protect him and make good life for him
Every day I wake up and keep thinking about how could I finish the loan as soon as possible to use the payments that I'm paying for the bank to be used for another purpose for my son by collect them and pay them for my son when he start go to good school and do something useful for him instead of keep pay for 25 years for the bank and start my own work to protect him.
I know that what I'm looking for maybe something silly or it's not that big issue like other people who may have big issues. But I'm trust that any father or mother will understand me and feel like what I'm feeling.
It's very hard and painful when you think that if you didn't make something good for your son he/she may be in a trouble in the life and the home is the important thing to protect my son to not let anyone on the earth to ask him to pay rent or become homeless. I want to make sure that If something happen for me I will make sure that my son is good.
I'm not beggar or something like that. I'm father and I want to make something good for my son. and I'm one of the people who keep help the other If I could when they need. But this time it seems I'm the one who need for a help. Make sure that the real father will keep thinking in make good things for his sons forever. and I will do that as long as I'm breath.
I need to finish the loan in order to start collect the money that I will make to pay for my son as I mentioned in good school and make him happy like other kids.
I'm sorry for long reading and if there is wrong grammar.