Starting to build my new house

We bought a house one year ago and still haven't got the money to improve it. We bought it through my savings while doing home based jobs but now those contracts have ended. We wish to start our future on the house that we bought. We choose it because its 5 minute walk near the church we are Iglesia Ni Cristo and hoping to live there as soon as possible so that me and my wife together with my son can perform our church duties and responsibilities.