I am Mario from Velika Gorica (Croatia), I am 27 years old and I would like to start my own business.
I would be engaged in the production and sale of medical consumables.
I would apply for a loan from the Croatian Bank for Reconstruction and Development (HBOR) intended for start-up entrepreneurs.
The loan would amount to approximately € 87,000, but without VAT and customs duties. That should be my obligation.
Unfortunately talking to a commercial bank they are not interested in co-financing.
I need € 20,000 to co-finance an entrepreneurial loan.
VAT and customs - € 9,000
Rent of rent, down payment and commission for a real estate agency is - 11 000 €.
Why do I want to waste my job?
The reason is the existence of my family (father and sister).
I want my job to secure our future and our own roof over our heads.