Hello, my name is Giedre, I'm a 22 year old girl from Lithuania. I don't even know how to start this post.
My boyfriend and I have been struggling with money for around a year now. Despite many efforts to save money, we have had to resort to bank loans as well as financing options on things like rent and even food.
Unfortunately, both of us were made redundant from our jobs around May, 2016, and since then have been struggling hugely. We both have been suffering from depression since then, and are on medication to keep our chins up! We are now nearly 3 months behind on rent and have been told that if payments don't start soon we will be removed from our flat.
Luckily, we have now both started work in the last few days, and by the end of June should have a grasp on things. The problem is paying our way until then. We only have until the 1st June to pay our rent (1000EUR) otherwise we will be made homeless. Obviously without a place to stay we will be unable to work.
Our bank accounts are both in heavy overdrafts of nearly 1750EUR combined, and as you are well aware, banks aren't exactly patient when you are in debt to them.
On top of that, like I mentioned previously, we have had to take out multiple loans just to stay above the water, but now we are at the point in which we haven't been able to pay back these loans and because of this our credit ratings are so bad that it's impossible to take out another loan to consolidate the previous ones.
We feel so embarrassed even doing this, as there are so many people in the world in such terrible situations, but we are now at the point of no return. Either things get better or we're done. Slipping into homelessness whilst in that much debt can send a person down a very dark alley, one that's nigh on impossible to come out the other end.
In previous years, before this all started, we both were hugely charitable people, often donating our time and money to help people and animals in need. Now we would really appreciate to be on the receiving end of your unbelievable kind-ness.
Thank you very much for taking the time to read our story, and if you can help with even 1 euro, we'd be eternally grateful.