I want to create a life changing snowball opportunity. I am nearly 50 years old with almost 20 years left to work. I have worked out that if I had a lump sum of £250,000I could clear my mortgage, retire and not be a burden on the state. I have made my full NI contributions (30 years), have private medical insurance and so on. If this total is reached I will retire early and thus create a job opportunity . If the total is exceeded I will split the excess between two donors (of any sum). All I request is that they take up the baton and set their own target then they each pass it in to two others. I am also creating a blog and Face Book page to chart progress in this (links to follow) and hope fellow baton wielders will contribute when the time comes. If the total is not reached then I will post on Face Book for charity nominations and give the money to one of them.