School fees for poor man

I’m 26 years old this year. I’ve been working since I ORD-ed in 2014 December. I started working as a fast food restaurant manager and changed job to and became an operation manager in another company as I wanted to pursue my degree studies so I can no longer do shift work.

It all looks good on the surface having the title of operation manager, but the working hours are getting longer and longer. The pay obviously didn’t change. I’m still drawings $2.5k while working 70hours up every week.

Recently I got con by one of my friend. He say he need some cash quick and would return me after a year. I didn’t have much saving as most of my income goes to my school fees. He suggested that we take a bank loan and he will return me money on a monthly basis. 4 months ago, he disappeared. He moved house, changed phone number and closed his social media accounts.

In order to earn more to pay off the debt, I have rented a vehicle to drive grab whenever I am able to. And just this morning, I hit another car while at the zebra crossing. The traffic was in our favor, he jammed break and I ended up hitting the back of his car.

I desperately need help to return the loan and pay my school fees and now, the repairs. Please help me.