School Debt = Slow Death

I don't really have any right to ask for help, I made the decision to take out college loans. Now that I am in repayment I realize I will be looking at retirement before I could possibly qualify for forgiveness based on income driven repayment.

During COVID deferment of my payments I truly realized how much of an negative impact the debt has on my life. If I could return my degrees for a refund I would gladly do it and be happy every day doing manual labor with no student debt.

I don't ask for help from anyone who doesn't have it to give but if you can help just know that you would change the world of someone in need! Thank You!