Long story short, I was a foreigner working in Singapore for a scam company Reign Gainers also known as Capital Nation). I was not paid my salary for 6months (totalling to SGD 24,000). Both the boss Joe Matthews and his PA/ gf (Natasha Suresh) has also used my name and details to acquire personal loan through a Financing company and failed to make the monthly instalment payments and I've been blacklisted in Singapore (Singapore has record of all their foreign workers and I couldn't even apply for job in Singapore cause the Ministry of Manpower ie. MOM will not approve my work pass due to this outstanding amount). Now the payments has been due for almost 1.5years, and it's total is amounting to S$9765 (with late payment fees and interest accumulated). I've tried to asked for money million times from these scammers but nothing came out of them as Joe Mathews has been declared a bankruptcy. I came to this last resort to help clear my debts and hoping that I could go back to Singapore for a new job.