I'm a university graduate seeking assistance in clearing off my student loan. I've been paying on a monthly basis but because of the interests and taxes, it seems as if the amount owed is not decreasing. This is because the amount I'm paying monthly is not enough to show a significant decrease. I'd really like to at least lower the loan amount significantly because it's putting a damper on my mentally and financially.
I've even taken out another loan to bring it down but that didn't seem to work out as i'd hope.