Hello all, I am creating this fund for my beloved husband, a man who is incredibly loving, caring and devoted to do anything for everyone he loves. He makes a lot of effort to make sure his family is happy and well taken care of. A year into our marriage, our beautiful first-born daughter came to our life and has always been a daddy’s girl ever since. They have this incredible super close father-daughter bond. With her in our life, we decided its time to have a house of our own as my husband was financially stable at that time. My husband applied for a construction home loan from a bank (approximately $200k) and it took a couple of months of planning and discussion before the first construction phase finally began.
Tragically, the contractor ran off with the first payment money so my husband went to the bank to immediately suspend the release of the rest of the payment. However, he was utterly devastated to find out that the bank has released the FULL payment to the contractor. After almost a year in and out of the bank and searching desperately for the contractor, long story short, my husband could not get his money back, contractor is gone nowhere to be found and worst of all, construction work had to be abandoned just like that. Imagine the heartache my husband has to endure having to pay off the loan for many years to come for a house that is not even there. This has really put a huge financial burden on my husband. He is struggling to keep up with paying off the “home loan” for a non-existent house in addition to paying rent, paying for family’s daily essentials and our daughter’s necessities.
Over the months, we slowly used up all our savings, some of which is allotted for our daughter’s future education. With the current pandemic situation, my husband’s small business is greatly affected and lost his side income. He is working non-stop at the moment searching and doing odd jobs here and there trying to survive and live from day to day. Despite all this, being the amazing person he is, he never complains and always stays positive. There are times he would express his concern for his daughter’s future. He doesn't want this hardship to affect anybody especially our daughter. I feel hopeless seeing my husband in a situation like this. So with a hopeful heart, I decided to set up this fund to ease his burden a little. I wish there will come a time when my husband can finally take a break that he deserves and has more time to be around and spend quality time with his darling daughter who desperately misses to play with him.
I am not expecting much from this, whatever you can spare and any amount of contribution will be greatly and deeply appreciated. There are a lot of details I didn’t put in here to avoid this page being too wordy. However, if there’s enough interest to know what actually happened, I am more than happy to update and share the details.
I’ll update the story in stages:
1. If this fund reaches $5000, I’ll share the details of what really happened before we got scammed by the contractor.
2. Next, I’ll disclose how the contractor scammed/deceived my husband into allowing the bank to pay the full loan amount.
3. Then, I’ll share with you guys why we think someone inside the bank might be a part of this scam, which also led to my husband choosing the so-called ‘contractor’. (We had also filed an official complaint to the bank)
4. Finally, I’ll share how the bank responded to this issue and the best part, what did they give us as a “kind gesture” at the end.
I’d like to take this opportunity to express my gratitude to everyone who took the time to read this page and hopefully, you are with me in an effort to help my husband to get back on his feet after having to deal with this very unfortunate and heartbreaking event. Thank you all and have a good day!