This is probably the first time you are reading my story so I’ve to be very honest with you. My name is Pritish and my family needs a break. We’ve carried this heavy load for so long that it is beginning to affect us mentally and complicate my father’s health issues. Our debtors are on our neck and people around us are tired of our constant begging for food. We are practically living from hand to mouth and we have no one to help us.
My family is currently in $110,000 debts, an amount that is 12 times higher than our family's annual salary. But before you judge us, please listen to our story.
In the beginning, things were quite okay. My father worked as a bank manager and also ran and managed small businesses as a side hustle. Things started falling apart in mid-2015 when one of my father’s businesses suffered a very huge loss that put us in debt. While we were trying to run around for money, papa lost his job in 2016 and his pension stopped coming due to some workplace complications. Things got worse when my father’s other businesses crashed and we were left with no source of income. And in one year, we saw everything my father worked for crumbled in just few seconds.
Debts kept increasing and we had to borrow from banks, markets even sell our 20 year old house to lessen the financial burden on our shoulders. Just when we were thinking we could survive, the banks and other people started asking for their money and also sued us. We had to borrow from friends, relatives, or anyone, even mortgaged my grandfather’s houses to settle part of our debts.
Things got so bad that eating once a day became a luxury we couldn’t afford. There was no money to pay my school fees and my father had to borrow from people to ensure I didn’t drop out of school or the family didn’t go to bed hungry. And the debts kept piling up because there was no income to pay them off.
We’ve also had many bad breaks in life. From my parents receiving death threats because of their inability to pay their debt to family members cursing us for bringing shame to the family and the constant harassment from debtors, it feels like we are stuck in an endless loop of suffering and pain. My parents were so traumatized by these death threats that they had to leave our hometown and move to a new location.
I became the sole provider for the family after I finished schooling in 2016 because my parents could no longer work. And since then, I’ve taken care of all the household expenses, paying bills, buying food, sponsoring my brother through school, and saving to pay up my parent’s debts. I wish I could do more, but am constrained and the stress is really affecting my mental health.
It pains me to watch helplessly as my mother cries randomly and my father gets frustrated with worry. I hate to see them go through this trauma and it will kill me if anything bad were to happen to my parents. And with the present state of the economy, things are so difficult for us that we can barely feed well. Bankruptcy is not an option as the money borrowed are from friends, family, relatives, and acquaintances. We’re helpless and this crowdfunding is our only hope of turning things around.
That is why I’m reaching out to you.
For a very long time now, I and my family have been living in constant fear of debtors banging on our doors or harassing us on the streets for their money. And we really need your help to get this debt off our shoulders and start our lives afresh. So I’m pleading with you to go through my crowdfunding campaign and become the helper we desperately need at the moment.
Your donations towards our $110,000 goal will help us pay back all our debts and put a smile on my parent's faces again. Your support will also ease the stress on me and help me focus on taking care of my parents properly. Every contribution counts and your donations will be received with a grateful heart.
Thank you for your support.