Please help me raise my baby in a debt free world.

Hi,

You can call me Mr. Stranger(I do not want to reveal my real identity as of now). I am a 34 years old man from India. I have a beautiful wife and expecting our first baby in next month. However, things are not as good as it seems.

During my younger days, I have made a lot of financial mistakes and now I am drowning in debt. I have been paying my debts since last 5 years, but it never ends. Everyday I get calls from banks for recovery. Every now and then, some recovering agencies send their agents to my doorstep, be it home or office. Life has become miserable now.

I certainly do not want my baby to born in such a situation. Just like any other father, I want to give all the happiness to him/her. But with all these debts, it won't be possible for me to even afford my wife’s delivery in some good hospital. But with all these debts, it won't be possible for me to give my kid a life, every kid deserved.

I have been doing odd jobs since last 5 years to pay off my debts, but in vain.

Please help me raise my baby in a world, where i can focus on his/her development, rather than paying debts and worrying about banks and recovery agencies.