My name is Natasha and I have a below average credit score due to being young and getting a default and judgement on my credit report in Australia.
Recently these were removed and I thought to myself yes I finally have the chance to get a personal loan to pay off my debt.... long story short, application after application all i get is declined... 50 applications later still declined.
Its upsetting as I work hard and full time have a reasonable income yet no one in Australia can help me hence my credit file is a mess.
I have now gotten stuck in the trap of small cash loans to help pay of my debt my repayments are enormous leaving me with little money at the end of the month. Scraping along but if i could just get this debt paid off i could get ahead in my life!
I am using this platform to get financial freedom, to me this is a cause as it is stressful and sometimes all i think about at night.
Any help would be appreciated, I thank you for reading about my situation :)
Love and light