Paying bills – Getting out of Debt

Hello friends and/or mortal enemies.

I live on about barely PhP 5,000.00 a month. And, that's before bills. I'm barely able to scrape by these past few months. This month, I am going to be behind some bills and, owing money to some people, I also have to decide between food, and transportation expenses. It's gotten worse these past few months, even before Christmas last year. I haven't been able to pay off a debt I owe and it's been a year now with no movement from my end. It may be a few months before I can get back on track though with my current earnings.

I need to pay off my upcoming bills, pay back my friends, and at least have some buffer in the next few months before I could at least gain some traction from my earnings which may not improve in the following month or two, especially with rising expenses where I am.

I had to ask for money from a very good friend just to cover basic living expenses.

I am extremely grateful if you even take the time to read this. Thank you very much.