I have never done anything like this before, and honestly I hope I never have to again.
I am oping there are some generous kind heated people out there who wowill be willing to help us out. We afining ding ourselves in a pretty precarious position right nowhave have been suffering from some severe depression, and have been off work for almost 2 years now. My wife is an educator working with young (kindergarten age) children. Though her job sounds like a good one from pay financial standpoint, it really is not. Unlike a teacher, she is not paid for the full year and is in fact laid off during the summer months. While she is able to find work in an extended daycare position, due being laid off and then "starting a new job" (within the same school board) her pay has gotten all messed up,and is not coming in on time and when it does it is half of what she makes during the regular school year.
Anyway, due to that, and to the fact to even get where she is now, we had to have hest become a supply teacher where there was no guaranty of how much or of when she would get a pay. So we would need to use our line of credit to supplement her pay checks so we could pay the bills and eat.
Then with myself being off work due to depression and anxiety, my pay was also erratic and we would need to use the line of credit and credit cards to supplement my pay as well just to get by.
well things are now at a critical tipping point, and we have no credit left to draw from to help supplement. We ar in overdraft in both our a counts and have a mortgage payment due this week and no pay heck coming in to cover that or our other bills, let alone groceries.
I really do not have any illusions that posting here will help us in anyway, but if there do happen to be some people out there with a huge heart and are willing to help us. Any money that we do happen to raise here, will go towarfor paying down are bills & cover the next few mortgage payments. It will also be applied to bringing us out off overdrafI and back into The black and get us through until she is getting regular pays again and I am back work (fingers crossed for the end of September)
i am not sure what else to write, or if I sould have even wiritten whatnimhave :/
thank you in advance for any and all help you may offer!