Opening My Dream Cafe & Gallery cum Settling Debts

Dream Restaurant & Gallery

Hi, I'm Yuveraj Optimus Chelappa from Selangor, Malaysia. I'm a local here currently working in IT sector. I always dream to own a Toy Shop. I'm a fan of Transformers(as you can see, that's my Middle Name) and Marvel Comics. I love to collect classic toys and by looking at the trend of people recurring back their Super Heroes, an idea just popped out in me. Besides loving Marvel and TF toys and collectibles, I also have passion to cook. Right down from our Local dishes up to International European and American feast and I'm a Vegetarian as well. My Idea was to built a cafe/restaurant with Marvel comics concept that is also a toy and collectible gallery. It will have out of the norm selection of food and also wide range of choice for Vegans who don't have much choice for proper diners here in Malaysia. With the current trend where people are highly interested in Marvel or DC or even their classic cartoon characters coming to life, we will be able to attract people from every walks of life to the shop, either to chill and eat or walk around the gallery to purchase their favorite goodies. Future plans for making it as a meeting point for fan-clubs to have their gathering and to host events such as medium scale gatherings or Birthday parties with Marvel theme would be an excellent choice.

The Debt Par

We just got married two years ago, everything was nice and planned, till we both lost our job right after a week of our marriage. My wife and I earned well and even did future planning for the next 1-3 years, but we didn't see this coming in our life and when we were struggling to make ends meet every month, we found out that my wife was pregnant. We did get some support from friends and family along the way, but it was still just nice for the month or we will be running in deficit. Now, our baby is 9 month old and both of us are working, but we still do run in deficit as we were forced to juggle our financial commitment that was delayed on the payment and so on. I'm not able to take any loan under my name even though I only have my car payment which will be finishing by April 2017. We couldn't by a home for ourselves due to the house prices are extremely high. My wife supported me when I was jobless and she manage to take the loans and credit card to make our simple yet happy wedding. Since most of the loans are under her name I would like to reduce her burden by raising this fund to settle her loans worth USD15,000. So, the balance USD45,000 I needed to fund to start up my Restaurant cum Gallery. I wish to settle just some of the debts as said above because with the business started, I will be able to fund myself and even will be able to fund other in need. Just not asking for the fish, I'm asking for a boat to catch my own fish...