One more year to live – Pain is my friend

Fundraising campaign by Ryan Kim
  • SG$1,503.00
    raised of SG$30,000.00 goal goal
5% Funded
4 Donors

The campaign owner has stopped the page from accepting further donations. Please contact them if you'd still like to donate

Help this ongoing fundraising campaign by making a donation and spreading the word.
Show more
Show less

This is a short narrative of my everyday life

As I sit empty headed with gravity constantly pulling me down, I can’t help but to wonder, “How am I back here again”? Hours and hours of staring at my monitor is not giving my any answer.This feels like a perpetuity, it is now getting dark out.I hear a loud noise at my doorstep. Oh yes.. It’s about time my daughter came back home. The only being in this world that doesn’t see me for who I am… A treacherous monster that has destroyed the life of many around me… As I see her running at me with the purest, yet naïve smile, there she is, standing next to my daughter.. The ever dull and petrified mother of my child… The one whose life has been decimated by my existence..I still can’t move, as if my legs were tied to the chair… As if everything would turn into ashes once I were to get up from my seat..Tears start to drip down from my face…Yes.. I have failed yet again

My life has been ruined by destructive behaviors (futures trading, impulsive financing), now owing to multiple money lenders across Singapore, with an overwhelming debt payment of 45k this month (Total outstanding 180k (Bank & Lenders))

  • The maximum I can save after expenses are around 6000
  • Without paying 45k soon, my interest would double and sooner or later, I will be charged by the lenders for defaulting
  • My family is left decimated and broken. We have nothing but despair and tears at home.. My wife in particular is unable to accept the fact that all our savings have been lost.
  • I have reached out to banks and Voluntary welfare organizations for help to lengthen payment period and mitigate the accruing interest with not much success.

What I hope to do

  1. Try to workout a plan to reduce the monthly payment amount over more time span
  2. Seek help to change myself thoroughly
  3. Ban myself from investment

Why I need your help

  1. Without the immediate payment, my loan would double in a matter of few months. I will seek government facilities such as Debt Repayment Scheme and worst scenario case, Bankruptcy, to allow myself and my family to maintain life here while responsibly paying off debt through a longer time period
  2. Stop the harrassment from lenders for late payments (try to pay them as much as I can for now, so that they would stop harrassing me and my family + my workspace)
  3. I will update my progress here and work my hardest to ensure your help did not go into a waste

What I will do

1. Find more ways to earn money (side jobs). I am working on creating e-books, starting my own meal kit store online and learning to use AI for content creation.

3. Once my situation is sorted out, I will personally invite and thank each and every single one of you.

Organizer

A working professional in Singapore. Trying to find some hope to get through personal crisis

A working professional in Singapore. Trying to find some hope to get through personal crisis

Donors

  • Anonymous
  • Donated on May 06, 2023
SG$500.00
  • Eric
  • Donated on May 05, 2023
  • You will be fine.

SG$500.00
  • Q
  • Donated on May 05, 2023
  • You’ll get through it.

SG$500.00
May 16

Dark place

Update posted by Ryan Kim at 01:41 pm

No hope. No money. No love. In this place of darkness, I see no light. My wife has been messaging for an hour, reminding me how horrible of a person I am and how miserable her life has been since our marriage. How I dont deserve to be a father

See update
0
May 08

Spur of thoughts

Update posted by Ryan Kim at 04:15 pm

Left in a complete solitude here in a foreign country, I am fighting through negative thoughts to deal with the harsh reality. For the first time since my early 20s, I feel depressed, inert and lonely. I have deprived myself of joy of being with my loved ones through my

See update
0
May 07

Down 1, 16 more to go.

Update posted by Ryan Kim at 02:01 pm

I was able to pay one of 17 lenders today, and it feels damn good. I also paid a few others minimum amount that I can to ensure things are afloat. It is a difficult process, but one day when all these 16 are gone, I will be able to

See update
0
May 07

Cycle of negativity

Update posted by Ryan Kim at 07:44 am

Spending the entire weekend, answering calls and messages from lenders, now being demanded for a payment from a close friend of mine. Wife constantly messaging me from Korea with blames and criticism.. Hard to stay sane

See update
0
May 05

First donation received

Update posted by Ryan Kim at 05:48 am

Today, I have received my first donation from someone, and I have an idea on who it is. I still remember the day when he had helped me with my computer science project in the absence of my project partner. You were the type of person that would go out

See update
0
May 05

Bankruptcy proceedings..

Update posted by Ryan Kim at 03:19 am

I am not even able to apply for a bankruptcy as I have insufficient $ to pay for the proceedings, which is 2050$+1900$. I have been seeking help across everyone I could possibly think of, without success. I heard from the local GM that our CEO would be visiting the. . . . .

See update
0
May 04

A lone journey begins..

Update posted by Ryan Kim at 08:00 am

Today was a relief and a tragedy. I have sent away my family back home so that I can cope with all this stress alone. The rain pouring down, lenders starting to threaten to go to my office, it is not an auspicious start to my lone journey. I stopped

See update
0
May 03

Getting tougher day by day

Update posted by Ryan Kim at 08:15 am

I now have lenders showing up at my door, threatening to take the next step via phone call with abusive language and etc.. Lucky my family can leave today and not be a part of this mess.. Honestly I don't know if, at the end of this road, where this

See update
0
May 03

Family Flying Back

Update posted by Ryan Kim at 01:24 am

To avoid having my family involved in messy situations that could happen with money lenders, today my family will go back to Korea. A mixed set of emotions.. i feel relieved that at least they don't need to see the ugliness, at the same time.. It is just me, myself

See update
0
Apr 30

Continued calls, SMSs and mild threats, in the midst of family melt-down

Update posted by Ryan Kim at 11:25 am

We have entered a long weekend, but they haven't kept these guys out of their hunt for me. 16 calls missed, messages from everywhere... I still have not decided if I want to go bankrupt. Last night, through my wife's emotional breakdown, I see clearly what I need to do.. . . . .

See update
0
Show more updates

Donors & Comments

4 donors
  • Anonymous
  • Donated on May 06, 2023
SG$500.00
  • Eric
  • Donated on May 05, 2023
  • You will be fine.

SG$500.00
  • Q
  • Donated on May 05, 2023
  • You’ll get through it.

SG$500.00

Followers

0 followers
No Followers Just Yet...

Support Campaigns

campaigns

Create a support campaign in seconds!

Support campaigns allow you to get your own fundraising page dedicated to 'One more year to live – Pain is my friend'

You'll have your own unique link that you can share, and all funds raised will go directly to 'One more year to live – Pain is my friend'. It's the ultimate way to show your support!

Create support campaign
SG$1,503.00
raised of SG$30,000.00 goal
5% Funded
4 Donors

No more donations are being accepted at this time. Please contact the campaign owner if you would like to discuss further funding opportunities

Help this ongoing fundraising campaign by making a donation and spreading the word.

Not Ready to Donate?

Did you know a 10 second Facebook share raises an average of SG$25?

Share on Facebook