Transparency-It can bliss or woe. I am a female wounded warrior with an invisible wound. I served in the military for over 13 years. I have struggled with finding employment for the past year. During this struggle, I have done my best to redirect money to take care of my young child, maintain a roof over our head, and secure employment. I have not been successful. I have networked with people and had 3 interviews. I reached out to my mortgage company (Sept 2018) to inform them that I couldn't pay at present because I was unemployed and to the Veteran Affairs Lending Program (Nov 2018) to let them know, as well. Those calls were a bit discouraging because having some sort of income helps with negotiations.
I felt stuck. I figured something must be wrong with me and decided to get some assistance to try to determine the hindrance to my employment. This was a good and bad thing. It cracked open a window for healing but manifested a closed door during a face to face interview. Which of course started to close the window.
I reached out to an organization that helps with past due mortgages but their application process was closed for this month. I recently tried to get a loan and ended up with an auto title loan to pay a few bills, pay health insurance and get groceries. I thought I could perhaps pay some towards my mortgage. I called yesterday and was told that my home was going into foreclosure and I could stop it by paying my past due balance. My last payment was in August 2018.
I need to pay what I owe for our home ($9900) and to pay the auto title loan($5500) back. The additional funds are to pay for the next 3 months ($1856 x 3) of my mortgage while I secure employment. I would not like to disrupt the stability of my young child while I am trying all avenues for employment.
I'm tackling the mental pain of setbacks and I thank you for your generosity.