I am hoping to get a fund of RM600k to apply for bank loan to purchase a house. My father was very wealthy until he gambled and lost everything, and slowly, his health too. We are supposed to pay our relative rent money for staying at her place so we have been in debt with her for a long while too. It is difficult to raise the fund elsewhere. We have a more-than-10-years car that's about to break down anytime soon so it's hard to travel to work sometimes and inconvenient to have to stay from work. All of us siblings can't even save for ourselves for the future, all our low salary goes to the house and for medical use. My sister even has to stay home not earning any money for herself to take care of our sickly old father.
I realize this will take a long time but it doesn't matter. I will just be grateful that I can have something coming in than not have any savings at all for the rest of our lives. Malaysia economy isn't so great for us.