I am Raisul, a 32 years old boy from a Bangladeshi lower middle class family. We are four brothers. My father died of cancer in 1999. There was no earning person at that time. I was in class eight. Being as a good student, school teachers helped me to continue my studies. I did not have the financial status of completion of college after completing secondary. For that, I was admitted to diploma engineering college. After completing four years there, I joined a small job. But it was very difficult to live with the wages we got there. After three or four years of service, I decided to complete my B.Sc. But I had no money. I borrow Tk. 7,00,000.00 (USD $8,500) from the bank for my study purpose. By the grace of almighty Allah, I have finished my B.Sc within 5 years. For emergency need, I borrow tk. 6,00,000 (USD $7,500) from local society again. For this loan I have to pay about Tk. 16,000 (USD $200) per month, which is very difficult to maintain myself.
It's been 1 years we're trying to return the local society loan , but never able to return a single coin of main money. I'm not sure when I will be able to earn enough money to return the loan and save family. Please help me.