Need Help Before they come for my Truck

I have been making payments for my 2003 ford truck, for 3 years now. I have been late with my payments and the Car finance company has been working with me. What no one from the company told me, after many months of making extra payments, the maturity date is on October 20th 2012. I spoke with the manager that has been working with me, she said that my account has been sent to a new department. They want the complete payoff by October 20th. I don't have that kind of money, my company took over 10,000 dollars per year away from us in february, when they ended our commission program. By helping me get the $2000 dollars, it really make a lasting impact. Because the extra money will be saved toward everything I need to pay for in December. I pay for almost all the Christmas presents that three of my niece's get, Plus I pay for two of the three niece's birthday presents. One niece has a birthday in the first part of December and she is 5 and the other niece was born the day after christmas and she is 9. I wish that I had really good rewards to give you and more of them, but this is all I have.