Need fund for alive

I am Sanchari Mandal,, I am a housewife and have a little online business.My husband name is Indrajit Mandal. He also a postal employee of govt of India. But we have become a lot of money(22 lak INR).We are owned a lot of money.we are not letting our normal lives.we have two children who can not study them well. Husband who gets the money, goes to pay the debt.It is not good to eat.My husband gets salary of 30000 INR.Only 5000 INR can be spent i in our home.It is repaid the loan.When my husband does not get gov job,he earns a lot of money from some lender on a hard earned interest in a business.The money is still growing, but it is not going to decrease, rather it is increasing.Husband does not have any other solution after the job.The bank will not lend so much money from the bank. I can not understand well so I can not understand English. For the job,we are in the city of calcutta on the remote villages of SUNDARBANS. Even though we already had a place in calcutta,my father -in -law was in the house.It is also a sloping room.In all ,we are living very hard.Although we are very honest,unbeliever in god and brave.