Hi! My name is Lyndsey Ferguson. I have recently gotten married and we are STRUGGLING to survive on our current low paying jobs!!!! I have been accepted at Ferrum College, (YES!!!) and they have graciously given me over $29,000.00 in grants, scholarships and loans to attend this Fall 2013 to begin pursing my degree in accounting. One problem- I currently work full time at a local vet's office and all of my classes will be during the day, so I will not be able to work very much with my school schedule!I have been pre-approved for a Discover Student loan but I tried applying for that loan in an amount of $10,200.00 to finish paying my tuition and for living expenses. I got APPROVED but was bummed when I learned I was required to have a co-signer. My dad tried with me, but he was NOT APPROVED. I was devastated. My dreams of bettering mine and my husband's lives had been shattered. I am a Christian and am believeing God will guide me in the right direction, so I refuse to give up! God is good, and if it is meant for me to go, all I would need is an eligible co-signer to my loan! This loan DOES NOT require payment the entire time I am enrolled in college, which I'm estimating would be about 2 years because I have a lot of transfer credits from my local community college, and they even give me 6 months after I graduate before I have to begin repayment to ensure that I get I job. If I don't get this loan or money to live on while I'm in school, I WILL NOT be able to go. It will be IMPOSSIBLE. I am planning on working summers FULL TIME when I'm out of school to help out with the bills, but that will not keep us going while I'm in school.ANY INTERESTED PERSONS WILL BE GREATLY GREATLY APPRECIATED!! I WILL DO YOU TAXES FOR FREE WHEN I GET OUT OF SCHOOL!! Thanks for reading my story and God bless you and your family!! Everything will work out the way that God intends!!