Hello everyone my name is Jakub Havel and i'm in a desperate need of help. For these almost past two years i'm paying by myself my father¨s debt which he threw on me, because i was too trusting and inexperienced. Everything i wanted to was to help my father get back up on his feet, but it all backfired at me badly. Right now i have barely enough money for me to make a living because of my iresponsible father which doesn't give a damn about me and indebted me in a bank for 19400 euros.
My mother and my father were long time divorced and i lived with my mother and my stepfather and i barely did saw my bilogical father two times a year. In the year 2016 i moved from my mother's apartment to my own, i have a decently paid job so i was living a decent live. I moved to a city where he was living at the time. It was nothing spectacular but i was happy with what i had.
In 2017 my father reached out to me and asked me for help with his debts he had towards several banks. At the time i was kinda hesitant towards it because i didn't wanted to indebted myself, but after some time i agreed to it, because i wanted to help him. He was my father after all. We started a new bank account in his bank, in my name, because he couldn't take another loan in his name. Several debts were fused together and together they reached the amount of 19400 euros.
My father have promised me to send money every month in order to cover the installments of the loan. Later he even borrowed 2000 euros from me because he needed to buy a new car, until then he was using my car. Standing order was created and for a few months everything worked out very well. For at least five months to be exact. But after that i haven't recieved a single coin. Shortly after that my father had asked me once again if i could take another bank loan, but this time i refused. He didn't had the money to pay this debt and i was suppossed to indebt myself even more? No thank you. I haven't heard about him since then.
It's almost year and a half since then and i'm still paying the installments bymyself. Together with my rent, fuel for my car so i can get to my job everyday and other bills i have to pay it's like a deadly drink for me. The installments together with my rent costs me around 95% of my income and for everything else i have so little money to spend. Around 40 euros for a month to be exact. Sadly that's not enough money to live a proper life. I can't afford meds, a doctor, a dentist which i desperatly need for my serious dental problems because i don't have enough money for a dentist and other stuff for everyday need.
Eight more years of indebtion That's right. I have before me eight more years of this and i don't think my father is going to show up anytime soon, if ever. I don't think i can keep up this lifestyle for another eight years. I'm in constant fear of loosing everything and ending up on the streets because i don't have any financial reserves if something happens. If my car breaks, if i get injured and i wouldn't be able to work it's pretty much end for me.
On top of everything my stepfather was last year diagnosed with cancer. He's alright right now after an operation he undergo, but is suffering from serious post-operation depression. He's scared of everything and my mother doesn't take it very well too. I'm just sad i can't be more helpfull to them because i have too many of my problems.
Right now my father owes me around 6200 euros and i don't think i will ever see them again.
So if you can please help me from my situation i'm begging you. Even if you can't donate, please at least share this on facebook or other social media,i just want to live a normal life again every little bit helps.
I don't even know if someone will actually want to help me from my situation but if you do, you have my eternal gratitude. I can't give you anything more then my thanks.
I know it's a lot of money i'm asking here, thank you for everything. Please excuse any spelling or grammatical errors, English is not my native language and i'm pretty much self-learner.