Theidea is to contemplete open banking concept which will reform and build prudent Eco-system in this age of digital agility, with a prime objective to contribute to increased economic stability, high business retention rate and certainly lower turnover rate in businesses exits in UAE/GCC markets. A greater Marketplace for three prototypes interlinked exogenously as a Debt restructuring (Asset Based), Hedgingof Cost of Fund & BNPL for high price tags extended Loans in all possible purchase of assets including mortgage & Corporate purchases.
My prototypes are based on exogenous model with three endogenous variable and differs from 90% of current regional trending fin-tech projects mainly focused on Payments & Crowdfunding, it is high potential effort to reach wider base of consumers while simplifying complex "Financial Tools" which can reap better growth & sustainability for all, and should not restricted to 1% of demographies who are financially educated and high premium bearers. The approach is highly democratized, cheaper and touching base in multi industry and could revolutionize the entire financial Eco-system in MENA & Asia Pacific with intrinsic value of multi billion company if expanded wisely in futuristic economic capital models.
The investment are 100% capital protects and assets backed.